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Labrador Iron ORE Royalty Corporation - Results FOR the Third Quarter Ended

Financials

PRESS RELEASE

Toronto, November 5, 2025

LABRADOR IRON ORE ROYALTY CORPORATION - RESULTS FOR THE THIRD QUARTER ENDED SEPTEMBER 30,

2025

To the Holders of Common Shares of Labrador Iron Ore Royalty Corporation

The Directors of Labrador Iron Ore Royalty Corporation ("LIORC" or the "Corporation") present the third quarter report

for the period ended September 30, 2025.

Financial Performance

In the third quarter of 2025, LIORC’s financial results were negatively affected by lower concentrate for sale (“CFS”) sales

tonnages and lower pellet premiums, offset by higher iron ore prices and increased pellet sales volumes. Royalty revenue

for the third quarter of 2025 was $43.4 million representing a 5% increase over the third quarter of 2024 and a 6%

decrease from the second quarter of 2025. Equity earnings from Iron Ore Company of Canada (“IOC”) totaled $8.6 million

in the third quarter of 2025 compared to $9.7 million in the third quarter of 2024 and $2.3 million in the second quarter

of 2025. Net income per share for the third quarter of 2025 was $0.47 per share, which was an 11% decrease from the

same period in 2024 and a 12% increase from the second quarter of 2025. The adjusted cash flow per share for the third

quarter of 2025 was $0.38 per share, which was 44% lower than in the same period in 2024 and 5% lower than the second

quarter of 2025. The significant decrease in adjusted cashflow per share primarily reflects that LIORC received no dividend

from IOC in the third quarter of 2025, compared to a dividend from IOC of $20.3 million in the third quarter of 2024. While

adjusted cash flow is not a measure recognized under IFRS Accounting Standards, the Directors believe it provides a useful

analytical indicator of cash available for distribution to shareholders.

While iron ore prices saw some improvement during the third quarter of 2025, average prices for the first three quarters

of 2025 remained lower compared to the first three quarters of 2024. Global steel demand remained weak as a result of

a more difficult global trading environment, and on -going concerns regarding China’s housing sector. According to the

World Steel Association, global crude steel production was down 1% in the third quarter of 2025 compared to the third

quarter of 2024, and down 1% for the first three quarters of 2025 relative to the same period in 2024. Steel demand in

China declined by 3% in the third quarter compared to the same period in 2024. On the supply side, iron ore production

remained robust. Combined production from the world’s three largest seaborne producers (Rio Tinto, Vale and BHP)

increased by 1% for the quarter ended September 30, 2025, compared to the same quarter of 2024, led by Vale’s 4%

increase in production. For the three quarters ending September 30, 2025, total production from Rio Tinto, BHP and Vale

rose 1% compared to the same period in 2024.

Pellet premiums continued to decline in the third quarter of 2025. Demand trends for pellets continued to diverge across

markets. In the Blast Furnace segment, steel demand remained sluggish due to seasonal softness, and lower steel margins

continued to prompt producers to substitute higher-quality pellets with less expensive lower-quality iron ore. In contrast,

the Direct Reduction (“DR”) market in Middle East and North Africa showed stable consumption, supported by

infrastructure and construction activity. In the U.S., import constraints under prevailing tariff policies contributed to

higher domestic crude steel production. However, despite this, U.S. steel prices were lower and DR pellet imports have

remained below typical levels during the third quarter. On the supply side, Vale’s pellet shipments declined in the quarter

following the idling of its Sao Luis plant in July. While this reduction was expected to tighten the market, increased

production from Samarco and LKAB partially offset the shortfall.

IOC sells CFS based on the Platts index for 65% Fe, CFR China (“65% Fe index”). All references to tonnes and per -tonne

prices in this report refer to wet metric tonnes, other than references to Platts quoted pricing, which refer to dry metric

tonnes. Historically, IOC’s wet ore contains approximately 3% less ore per equivalent volume than dry ore. In the third

quarter of 2025, the 65% Fe index averaged US$117 per tonne, an 8% increase over the prior quarter and a 3% increase

over the average of US$114 per tonne in the third quarter of 2024. However, longer term, the 65% Fe Index averaged

US$114 per tonne over the first three quarters of 2025, or 9% lower than the average for the same period in 2024. The

monthly Atlantic Blast Furnace 65% Fe pellet premium index as quoted by Platts (the “pellet premium”), averaged US$27

per tonne in the third quarter of 2025, down 32% from an average of US$39 per tonne in the same quarter of 2024.

Based on sales as reported for the LIORC royalty, the overall average price realized by IOC for CFS and pellets, FOB Sept -

Îles, net of freight charges, was approximately US$114 per tonne in the third quarter of 2025, compared to approximately

US$109 per tonne in the third quarter of 2024. This increase was primarily due to the pricing changes referred to above,

as well as an improved product mix (more pellets and less CFS).

Iron Ore Company of Canada Operations

Operations

IOC concentrate production in the third quarter of 2025 totaled 4.4 million tonnes, 15% higher than the same quarter of

2024, (mainly reflecting the 11-day site -wide shutdown following forest fires in the third quarter of 2024) and 1% lower

than the second quarter of 2025. Total mine material moved in the third quarter of 2025 increased 4% over the same

quarter last year but was 7% lower than the prior quarter due to lower haul truck availability and higher cycle times. While

concentrate production in the third quarter of 2025 continued to be negatively impacted by lower ground tonnes resulting

from upstream ore availability and ore delivery system performance, these impacts were mostly offset by a higher weight

yield.

IOC saleable production (CFS plus pellets) was 4.0 million tonnes in the third quarter of 2025, 11% higher than the same

quarter of 2024 and 6% lower than the second quarter of 2025. Pellet production of 2.4 million tonnes was 11% higher

than the corresponding quarter in 2024 ( primarily due to the site -wide shutdown in the third quarter of 2024) , and 8%

higher than the second quarter of 2025, reflecting refractory repairs carried out on induration machines in the second

quarter of 2024. CFS production of 1.6 million tonnes was 11% higher than the same quarter of 2024 mainly due to the

higher concentrate output noted above.

Sales as Reported for the LIORC Royalty

Total iron ore sales tonnage (CFS plus pellets) by IOC was 3.9 million tonnes in the third quarter of 2025, 3% lower than

in the same quarter of 2024 and 16% lower than in the second quarter of 2025. The decrease in IOC sales tonnage was

primarily due to i nventory availability and vessel scheduling. Pellet sales tonnages increased 8% compared to the same

quarter of 2024 and 11% lower than the second quarter of 2025. CFS sales tonnages were 13% lower than the same

quarter of 2024 and 21% lower than the second quarter of 2025.

Outlook

In its second quarter production report, Rio Tinto disclosed that the 2025 guidance for IOC’s saleable production (CFS plus

pellets) is expected to be at the low end of its original guidance of 16.5 million to 19.4 million tonnes. This compares to

16.1 mil lion tonnes of saleable production in 2024 (which experienced the 11 -day shutdown noted above), and 12.2

million tonnes produced in the first nine months of 2025. IOC has revised its outlook for capital expenditures in 2025. IOC

is now forecasting that its 2025 capital expenditure will be US$288 million, down from the originally budgeted US$342

million. To date, IOC’s capital expenditures are on track with the updated forecast.

Operationally, Rio Tinto, the operator of IOC, has implemented several changes to leverage Rio Tinto’s mining expertise

and strengthen IOC’s operations. In connection with these changes, IOC is also focussed on continuing to improve the pit

health of its mining operations. This will require increased stripping in the coming years, which could impact the level of

future IOC dividends to LIORC. On October 29, Rio Tinto announced a management restructuring that resulted in IOC,

together with Simandou, falling under the leadership of Elias Scafidas, Managing Director – International Operations. This

change reflects Rio Tinto’s commitment to simplify how they operate and further strengthen collaboration across its

organization.

Since the end of the third quarter, iron ore prices have remained relatively stable, while pellet premiums have continued

to decline. In October 2025, the 65% Fe index averaged US$119 per tonne and the October pellet premium was US$25

per tonne. Longer term the outlook for iron ore prices remains challenging. The World Steel Association has stated that,

despite a considerable escalation of the global trade war and inherent uncertainties, it is cautiously optimistic that global

steel demand will stabilize in 2025 (0% increase) and show moderate growth in 2026 (1.3% increase). However, it

acknowledged that these projections depend on, among other things, the long-awaited return of steel demand growth in

Europe and the moderation of the decline in China’s steel demand as its housing market stabilizes. On the supply side,

while Vale’s São Luís plant is expected to remain idled through fourth quarter, longer-term a surplus of seaborne iron ore

is anticipated, most significantly due to increased Brazilian exports and the start-up of Simandou.

LIORC remains debt-free and as of September 30, 2025 had positive net working capital (current assets less current

liabilities) of $27 million, which included the third quarter net royalty payment received from IOC on October 25, 2025

and the LIORC dividend in the amount of $0.40 per share paid to shareholders on October 29, 2025.

Respectfully submitted on behalf of the Directors of the Corporation,

John F. Tuer

President and Chief Executive Officer

November 5, 2025

Management’s Discussion and Analysis

The following discussion and analysis should be read in conjunction with the Management’s Discussion and Analysis

section of Labrador Iron Ore Royalty Corporation’s (“LIORC” or the “Corporation”) 2024 Annual Report, and the financial

statements and notes c ontained therein and the September 30, 2025 interim condensed consolidated financial

statements.

Overview of the Business

The Corporation’s revenues are entirely dependent on the operations of IOC as its principal assets relate to the operations

of IOC and its principal source of revenue is the 7% royalty it receives on all sales of iron ore products by IOC. In additio n

to the volume of iron ore sold, the Corporation’s royalty revenue is affected by the price of iron ore and the Canadian –

U.S. dollar exchange rate. The first quarter sales of IOC are traditionally adversely affected by the general winter operating

conditions and are usually 15% – 20% of the annual volume, with the balance spread fairly evenly throughout the other

three quarters. Because of the size of individual shipments, some quarters may be affected by the timing of the loading

of ships that can be delayed from one quarter to the next.

Financial Highlights

The higher revenue achieved in the third quarter of 2025 compared to the third quarter of 2024 was primarily driven by

higher iron ore prices and an improved product mix (more pellets and less CFS), partly offset by lower sales tonnages and

declining pellet premiums. This resulted in royalty revenue of $43.5 million for the quarter, compared to $41.5 million for

the same period in 2024. Total sales tonnages (CFS plus pellets) in the third quarter of 2025 were 3% lower, than the

same quarter of 2024, mainly due to inventory availability and vessel scheduling. CFS sales tonnages declined 13%, while

pellet sales tonnages increased 8%.

Net income and equity earnings from IOC were lower in the third quarter of 2025 as compared to the third quarter of

2024 reflecting reduced profitability at IOC. Equity earnings from IOC amounted to $8.6 million or $0.13 per share in the

third quarter in 2025 compared to $9.7 million or $0.15 per share for the same period in 2024. Cash flow from operations

in the third quarter of 2025 was $32.7 million, or $0.51 per share, compared to $43.0 million, or $0.67 per share, for the

same period in 2024. LIORC received no IOC dividend in the third quarter of 2025 compared to $20.3 million, or $0.32 per

share, for the same period in 2024.

2025 2024 2025 2024

Revenue 44.0 42.3 126.9 152.1

Equity earnings from IOC 8.6 9.7 14.1 62.6

Net income 30.4 33.6 78.4 143.1

Net income per share $ 0.47 $ 0.53 $ 1.22 $ 2.24

Dividend from IOC - 20.3 - 61.8

Cash flow from operations 32.7 43.0 75.2 155.1

Cash flow from operations per share (1) $ 0.51 $ 0.67 $ 1.18 $ 2.42

Adjusted cash flow (1) 24.2 43.6 69.8 145.8

Adjusted cash flow per share (1) $ 0.38 $ 0.68 $ 1.09 $ 2.28

Dividends declared per share $ 0.40 $ 0.70 $ 1.20 $ 2.25

(1) This is a non-IFRS financial measure and does not have a standard meaning under IFRS.

Please refer to Standardized Cash Flow and Adjusted Cash Flow section in the MD&A.

Nine Months Ended

September 30,

Three Months Ended

September 30,

($ in millions except per share information)

Operating Highlights

IOC sells CFS based on the 65% Fe index. In the third quarter of 2025, the 65% Fe index averaged US$117 per tonne, a

3% increase over the average of US$114 per tonne in the third quarter of 2024. Despite this modest improvement in iron

ore prices in the quarter, global steel demand remained weak due to a challenging global trading environment, and on -

going concerns regarding China’s housing sector. On the supply side, production remained robust, with combined iron

ore production from the world’s three largest seaborne producers (Rio Tinto, Vale and BHP) rising by 1% in the quarter

ended September 30, 2025, compared to the same quarter of 2024. The monthly pellet premium averaged US$27 per

tonne in the third quarter of 2025, down 32% from an average of US$39 per tonne in the same quarter of 2024, as lower

steel margins continued to prompt steel producers to substitute higher -quality pellets with less expensive lower -quality

iron ore.

Based on sales as reported for the LIORC royalty, the overall average price realized by IOC for CFS and pellets, FOB Sept -

Îles, net of freight charges was approximately US$114 per tonne in the third quarter of 2025 compared to approximately

US$109 per tonne in the third quarter of 2024. This increase was primarily due to the pricing changes referred to above,

as well as an improved product mix (more pellets and less CFS).

IOC Operations 2025 2024 2025 2024

Sales(1)

Pellets 2.19 2.03 6.81 7.01

Concentrate for sale ("CFS") (2) 1.72 1.99 5.00 5.61

Total(3) 3.91 4.02 11.80 12.61

Production

Concentrate produced 4.41 3.83 13.13 12.45

Saleable production

Pellets 2.40 2.17 6.96 6.83

CFS 1.59 1.43 5.22 4.94

Total(3) 4.00 3.60 12.18 11.77

Average index prices per tonne (US$)

65% Fe index(4) $ 117 $ 114 $ 114 $ 125

62% Fe index(5) $ 102 $ 100 $ 101 $ 112

Pellet premium(6) $ 27 $ 39 $ 32 $ 41

(1) For calculating the royalty to LIORC.

(2) Excludes third party ore sales.

(3) Totals may not add up due to rounding.

(4) The Platts index for 65% Fe, CFR China.

(5) The Platts index for 62% Fe, CFR China.

(6) The Platts Atlantic Blast Furnace 65% Fe pellet premium index.

(in millions of tonnes)

Nine Months Ended

September 30,September 30,

Three Months Ended

The following table sets out quarterly revenue, net income, cash flow and dividend data for 2025, 2024 and 2023. Due to

seasonal weather patterns the first and fourth quarters generally have lower production and sales. Royalty revenues and

equity earnings in IOC track iron ore spot prices, which can be very volatile. Dividends, included in cash flow, are declared

and paid by IOC irregularly according to the availability of cash.

Revenue

Net

Income

Net

Income

per

Share

Cash Flow

from

Operations

Cash Flow

from

Operations

per Share

Adjusted

Cash Flow

per Share (1)

Dividends

Declared

per Share

($ in millions except per share information)

2025

First Quarter 36.2

21.4 $0.33 24.7 $0.39 $0.31 $0.50

Second Quarter 46.8

26.5 $0.42 17.7 $0.28 $0.40 $0.30

Third Quarter 44.0

30.4 $0.47 32.7 $0.51 $0.38 $0.40

2024

First Quarter 56.7

59.3 $0.93 30.0 $0.47 $0.49 $0.45

Second Quarter 53.1 50.2 $0.78 82.1(2) $1.28(2) $1.11(2) $1.10

Third Quarter 42.3 33.6 $0.53 43.0(3) $0.67(3) $0.68(3) $0.70

Fourth Quarter 56.9 31.9 $0.50 46.8(4) $0.73(4) $0.83(4) $0.75

2023

First Quarter 47.2

43.6 $0.68 19.5 $0.30 $0.41 $0.50

Second Quarter 51.5 41.9 $0.65 40.9(5) $0.64(5) $0.75(5) $0.65

Third Quarter 47.7 49.4 $0.77 65.7(6) $1.03(6) $0.89(6) $0.95

Fourth Quarter 54.9 51.4 $0.80 26.4 $0.41 $0.47 $0.45

(1) “Adjusted cash flow” (see below).

(2) Includes $41.5 million IOC dividend.

(3) Includes $20.3 million IOC dividend.

(4) Includes $21.8 million IOC dividend.

(5) Includes $19.9 million IOC dividend.

(6) Includes $30.5 million IOC dividend.

Standardized Cash Flow and Adjusted Cash Flow

For the Corporation, standardized cash flow is the same as cash flow from operating activities as recorded in the

Corporation’s cash flow statements as the Corporation does not incur capital expenditures or have any restrictions on

dividends. Standardized cash flow per share was $0.51 for the quarter (2024 - $0.67).

The Corporation also reports “Adjusted cash flow” which is defined as cash flow from operating activities after

adjustments for changes in amounts receivable, accounts payable and income taxes recoverable and payable. It is not a

recognized measure under IFRS. The Directors believe that adjusted cash flow is a useful analytical measure as it better

reflects cash available for dividends to shareholders.

The following reconciles standardized cash flow from operating activities to adjusted cash flow.

3 Months

Ended

Sept. 30, 2025

3 Months

Ended

Sept. 30, 2024

9 Months

Ended

Sept. 30, 2025

9 Months

Ended

Sept. 30, 2024

($ in millions except per share information)

Standardized cash flow from operating activities 32.7 43.0 75.2 155.1

Changes in amounts receivable, accounts payable

and income taxes recoverable and payable

(8.5)

0.6

(5.4)

(9.3)

Adjusted cash flow 24.2 43.6 69.8 145.8

Adjusted cash flow per share $0.38 $0.68 $1.09 $2.28

Liquidity and Capital Resources

The Corporation had $18.3 million in cash as at September 30, 2025 (December 31, 2024 - $42.3 million) with total current

assets of $61.7 million (December 31, 2024 - $95.1 million). The Corporation had working capital of $27.1 million as at

September 30, 2025 (December 31, 2024 - $34.1 million). The Corporation’s operating cash flow was $32.7 million and

the dividend paid during the quarter was $19.2 million, resulting in cash balances increasing by $13.5 million during the

third quarter of 2025.

Cash balances consist of deposits in Canadian dollars with a Canadian chartered bank. Amounts receivable primarily

consist of royalty payments from IOC. Royalty payments are received in U.S. dollars and converted to Canadian dollars on

receipt, usually 25 days after the quarter end. The Corporation does not normally attempt to hedge this short-term foreign

currency exposure.

Operating cash flow of the Corporation is sourced entirely from IOC through the Corporation’s 7% royalty, 10 cents

commission per tonne and dividends from its 15.10% equity interest in IOC. The Corporation normally pays cash dividends

from its free cash flow generated from IOC to the maximum extent possible, subject to the maintenance of appropriate

levels of working capital.

The Corporation has a $30 million revolving credit facility with a term ending September 18, 2026 with provision for

annual one-year extensions. No amount is currently drawn under this facility (2024 – nil) leaving $30.0 million available

to provide for any capital required by IOC or requirements of the Corporation.

Disclosure Controls and Internal Control over Financial Reporting

Management is responsible for establishing and maintaining adequate disclosure controls and procedures and internal

control over financial reporting as defined in National Instrument 52 -109 - Certification of Disclosure in Issuers’ Annual

and Interim Filings. Internal control, no matter how well designed and operated, can provide only reasonable assurance

of achieving the desired control objectives and due to its inherent limitations, may not prevent or detect all

misrepresentations.

There have been no changes in the Corporation’s internal controls over financial reporting during the three-month period

ended September 30, 2025, that have materially affected, or are reasonably likely to materially affect, the Corporation’s

internal control over financial reporting. For the quarter ended September 30, 2025, the Chief Executive Officer and the

Chief Financial Officer concluded that Labrador Iron Ore Royalty Corporation’s disclosure controls and procedures, and

internal control over financial reporting are designed to provide reasonable assurance regarding the reliability of

information disclosed in its filings, including its interim financial statements prepared in accordance with IFRS.

John F. Tuer

President and Chief Executive Officer

Toronto, Ontario

November 5, 2025

Forward-Looking Statements

This report may contain “forward -looking” statements that involve risks, uncertainties and other factors that may cause the actual results,

performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward-

looking statements. Words such as “may”, “will”, “expect”, “believe”, “plan”, “intend”, “should”, “would”, “anticipate” and other similar terminology

are intended to identify forward -looking statements. These statements reflect current assumptions and expectations regarding future events and

operating performance as of the date of this report. Forward -looking statements involve significant risks and uncertainties, should not be read as

guarantees of future performance or results , and will not necessarily be accurate indications of whether or not such results will be achieved. A

number of factors could cause actual results to vary significantly, including iron ore price and volume volatility; the perfo rmance of IOC; market

conditions in the steel industry; fluctuations in the value of the Canadian and U.S. dollar; mining risks that cause a disruption in operations and

availability of insurance; disruption in IOC’s operations caused by natural disasters, severe weather conditions and public health crises, including the

COVID-19 outbreak; failure of information systems or damage from cyber security attacks; adverse changes in domestic and global eco nomic and

political conditions; changes in government regulation and taxation; national , provincial and international laws, regulations and policies regarding

climate change that further limit the emissions of greenhouse gases or increase the costs of operations for IOC or its customers; changes affecting

IOC’s customers; competition from other iron ore producers; renewal of mining licenses and leases; relationships with indigenous groups; litigation;

and uncertainty in the estimates of reserves and resources. A discussion of these factors is contained in LIORC’s annual info rmation form dated

March 11, 2025 under the heading, “Risk Factors”. Although the forward -looking statements contained in this report are based upon what

management of LIORC believes are reasonable assumptions, LIORC cannot assure investors that actual results will be consistent with these forward-

looking statements. These forward-looking statements are made as of the date of this report and LIORC assumes no obligation, except as required

by law, to update any forward-looking statements to reflect new events or circumstances. This report should be viewed in conjunction with LIORC’s

other publicly available filings, copies of which can be obtained electronically on SEDAR+ at www.sedarplus.ca.

Notice:

The following unaudited interim condensed consolidated financial statements of the Corporation have been prepared

by and are the responsibility of the Corporation’s management. The Corporation’s independent auditor has not

reviewed these interim financial statements.