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Labrador Iron Ore Royalty Corporation - Results for the Third Quarter Ended

Financials

Labrador Iron Ore Royalty Corporation -

Results for the Third Quarter Ended

September 30, 2021

TORONTO

,

Nov. 4, 2021

/CNW/ - Labrador Iron Ore Royalty Corporation ("LIORC") (TSX: LIF)

announced today its operation and cash flow results for the quarter ended

September 30, 2021

.

Financial Performance

In the third quarter of 2021, LIORC's financial results benefited from higher iron ore prices and pellet

premiums, partially offset by lower volumes of concentrate for sale ("CFS") sales. Royalty revenue

for the third quarter of 2021 amounted to

$74.2 million

compared to

$52.4 million

for the third

quarter of 2020. Equity earnings from Iron Ore Company of

Canada

("IOC") were

$60.5 million

in

the third quarter of 2021 compared to

$34.9 million

in the third quarter of 2020. Net income per

share for the third quarter of 2021 was

$1.64

per share, which was an 82% increase over the same

period in 2020. The adjusted cash flow per share for the third quarter of 2021 was

$1.99

per share,

which was 333% higher than in the same period in 2020, as a result of higher royalty revenues and

the decision by IOC to pay a dividend. In the third quarter of 2021, LIORC received a dividend in the

amount of

$85.8 million

from IOC.

In the third quarter of 2021, iron ore prices dropped from the record levels experienced in the

second quarter of 2021, as

China

, which accounts for a majority of the world's steel production and

over 70% of all seaborne iron ore demand, placed restrictions on its steel production in an effort to

curb year-over-year production growth. According to the World Steel Association, global crude steel

production in

China

in the third quarter of 2021 was 14% lower than the same quarter of 2020 and

16% lower than the second quarter of 2021. In addition, in the quarter ending

September 30

, iron

ore production by the three largest seaborne iron ore producers, Vale, Rio Tinto and BHP, while

consistent with the same quarter of 2020, was 9% higher than the prior quarter.

IOC sells CFS based on the Platts index for 65% Fe, CFR China ("65% Fe index"). All references to

tonnes and per tonne prices in this report refer to wet metric tonnes, other than references to Platts

quoted pricing, which refer to dry metric tonnes. Historically, IOC's wet ore contains approximately

3% less ore per equivalent volume than dry ore. In the third quarter of 2021, the 65% Fe index

averaged

US$190

per tonne, a 47% increase over the average of

US$129

per tonne in the third

quarter of 2020, and an 18% decrease over the average of

US$233

in the second quarter of 2021.

The monthly Atlantic Blast Furnace 65% Fe pellet premium index as quoted by Platts (the "pellet

premium") averaged

US$77

per tonne in the third quarter of 2021, up substantially from an average

of

US$29

in the same quarter of 2020, which had been negatively impacted by a reduction in

demand from European steel producers due to COVID-19.

Based on sales as reported for the LIORC Royalty, the overall average price realized by IOC for

CFS and pellets, FOB Sept-Îles, was approximately

C$247

per tonne in the third quarter of 2021,

compared to approximately

C$162

per tonne in the third quarter of 2020 and

C$275

per tonne in the

second quarter of 2021.

Iron Ore Company of Canada Operations

Operations

IOC continues to follow COVID-19 procedures and protocols to prevent COVID-19 outbreaks within

IOC's operations, which has allowed IOC to effectively operate throughout 2021. Total concentrate

production in the third quarter of 2021 was 3.9 million tonnes. This was 8% lower than the third

quarter of 2020 and 18% lower than the second quarter of 2021 due mainly to labour and equipment

availability issues during the quarter which impacted feed availability. As well, the annual

maintenance shutdown, which was completed in September, took longer than expected.

The IOC saleable production (CFS plus pellets) of 3.7 million tonnes in the third quarter of 2021 was

8% lower than the same period in 2020 and 20% lower than the second quarter of 2021, mainly as a

result of lower concentrate production referred to above.

In the third quarter of 2021, CFS production of 1.4 million tonnes was 20% lower than the same

quarter last year, mainly due to lower concentrate production, as well as the decision by IOC to

produce less pellets and more CFS in 2020. CFS production in the third quarter of 2021 was 28%

lower than the second quarter of 2021, due to lower concentrate production. Pellet production in the

third quarter of 2021 of 2.3 million tonnes was 3% higher than the corresponding quarter in 2020 due

to IOC's decision to reduce the focus on the production of pellets in 2020, and 15% lower than the

second quarter of 2021, due to issues related to lack of feed from the concentrator.

Sales as Reported for the LIORC Royalty

Total iron ore sales tonnage by IOC (CFS plus pellets) of 4.2 million tonnes in the third quarter of

2021 was 10% lower than the total sales tonnage for the same period in 2020 mainly as a result of

lower product availability. Total iron ore sales tonnage in the third quarter of 2021 was 2% higher

than the second quarter of 2021, as sales tonnage in the second quarter of 2021 was negatively

impacted by the lack of availability of reclaimers during the quarter. Pellet sales in the third quarter

of 2021 of 2.4 million tonnes was 1% higher than the total sales tonnage for the same quarter last

year and 5% higher than the second quarter of 2021. CFS sales tonnage was 22% lower than the

same quarter last year and 2% lower than the second quarter of 2021.

Outlook

Rio Tinto has lowered the 2021 guidance for IOC's saleable production (CFS plus pellets) from 17.9

to 20.4 million tonnes to 16.2 to 17.9 million tonnes. This compares to 17.7 million tonnes of saleable

production in 2020 and 12.3 million tonnes in the first nine months of 2021.

Despite lower than expected sales in the first nine months, IOC is in an excellent financial position,

having benefitted in 2021 from a very strong iron ore pricing environment. In the first nine months of

2021, IOC generated net after tax cash from operating activities of

US$1,259 million

, had capital

expenditures of

US$170 million

, and paid shareholder dividends of

US$950 million

. As at

September

30, 2021

, IOC had no debt, total current assets of

US$665 million

, and total current liabilities of

US$517 million

.

IOC experienced decreasing iron ore prices throughout the third quarter. The monthly average price

of the 65% Fe index dropped from an average of

US$244

in July to an average of

US$143

in

September. Since the end of the third quarter (

October 1, 2021

to

October 26, 2021

), the average

price of the 65% Fe index has been

US$146

per tonne. To put this in perspective, this is 28% lower

than the average of

US$204

for the first nine months of 2021, but 20% higher than the annual

average of

US$122

for 2020. The pellet premium has also declined. In October, 2021, the pellet

premium of

US$56

was 10% lower than the average of first nine months of 2021, but 92% higher

than the annual average of 2020.

Future government action regarding steel production output in

China

and its resulting impact on iron

ore prices remains somewhat uncertain. That said, in the current pricing environment LIORC remains

well positioned to profit from its royalty and commission interests in IOC and to receive future IOC

dividends, albeit at lower levels than in the first three quarters of 2021.

LIORC has no debt and at

September 30, 2021

had positive net working capital (current assets less

current liabilities) of

$21.6 million

. After the end of the third quarter LIORC paid a dividend on

October 26, 2021

of

$2.10

per share or

$134.4 million

. The net royalty from IOC was received by

LIORC on the same date, maintaining the Corporation's strong cash balance.

Respectfully submitted on behalf of the Directors of the Corporation,

John F. Tuer

President and Chief Executive Officer

November 4, 2021

Management's Discussion and Analysis

The following discussion and analysis should be read in conjunction with the Management's

Discussion and Analysis section of Labrador Iron Ore Royalty Corporation's ("LIORC" or the

"Corporation") 2020 Annual Report, and the financial statements and notes contained therein and the

September 30, 2021

interim condensed consolidated financial statements.

Overview of the Business

The Corporation's revenues are entirely dependent on the operations of IOC as its principal assets

relate to the operations of IOC and its principal source of revenue is the 7% royalty it receives on all

sales of iron ore products by IOC. In addition to the volume of iron ore sold, the Corporation's

royalty revenue is affected by the price of iron ore and the Canadian – U.S. dollar exchange rate.

The first quarter sales of IOC are traditionally adversely affected by the general winter operating

conditions and are usually 15% – 20% of the annual volume, with the balance spread fairly evenly

throughout the other three quarters. Because of the size of individual shipments, some quarters may

be affected by the timing of the loading of ships that can be delayed from one quarter to the next.

Financial Highlights

Financial and Operating Highlights

Three Months Ended

Nine Months Ended

September 30,

September 30,

2021

2020

2021

2020

(unaudited)

($ in millions except per share information)

Revenue

74.7

52.9

219.7

147.9

Equity earnings from IOC

60.5

34.9

183.7

88.3

Net income

104.8

57.7

301.6

153.2

Net income per share

$ 1.64

$ 0.90

$ 4.71

$ 2.39

Dividend(s) from IOC

85.8

-

179.3

-

Cash flow from operations

137.3

11.1

295.9

59.4

Cash flow from operations per share

$ 2.15

$ 0.17

$ 4.62

$ 0.93

Adjusted cash flow

1

127.3

29.2

301.0

81.6

Adjusted cash flow per share

$ 1.99

$ 0.46

$ 4.70

$ 1.28

Dividends declared per share

$ 2.10

$ 0.45

$ 4.85

$ 1.25

1

This is a non-IFRS financial measure and does not have a standard meaning under IFRS.

Please refer to Standardized Cash Flow and Adjusted Cash Flow section in the MD&A.

The higher revenue, net income and equity earnings achieved in the third quarter of 2021 as

compared to 2020 were mainly due to higher iron ore prices, partly offset by lower sales of CFS.

The third quarter of 2021 sales tonnage (pellets and CFS) were lower by 10% mainly due to lower

CFS production. CFS sales tonnage was 22% lower and pellet sales tonnage was consistent with

the same quarter last year. However, the lower sales tonnage was more than offset by an increase

in the realized sales price of pellets and CFS, resulting in royalty income of

$74.2 million

for the

quarter as compared to

$52.4 million

for the same period in 2020. Third quarter 2021 cash flow from

operations was

$137.3 million

or

$2.15

per share compared to

$11.1 million

or

$0.17

per share for

the same period in 2020. LIORC received an IOC dividend in the third quarter of 2021 in the amount

of

$85.8 million

or

$1.34

per share. Equity earnings from IOC amounted to

$60.5 million

or

$0.95

per share in the third quarter of 2021 compared to

$34.9 million

or

$0.55

per share for the same

period in 2020.

Operating Highlights

Three Months Ended

Nine Months Ended

September 30,

September 30,

IOC Operations

2021

2020

2021

2020

(in millions of tonnes)

Sales

1

Pellets

2.37

2.35

7.08

7.61

Concentrate for sale ("CFS")

2

1.80

2.31

5.32

6.35

Total

3

4.18

4.65

12.40

13.96

Production

Concentrate produced

3.92

4.25

13.12

13.78

Saleable production

Pellets

2.27

2.22

7.45

7.12

CFS

1.41

1.77

4.86

5.93

Total

3.68

3.99

12.31

13.05

Average index prices per tonne (US$)

65% Fe index

4

$ 190

$ 129

$ 205

$ 114

62% Fe index

5

$ 163

$ 118

$ 177

$ 100

Pellet premium

6

$ 77

$ 29

$ 62

$ 29

(1)

For calculating the royalty to LIORC.

(2)

Excludes third party ore sales.

(3)

Totals may not add up due to rounding.

(4)

The Platts index for 65% Fe, CFR China.

(5)

The Platts index for 62% Fe, CFR China.

(6)

The Platts Atlantic Blast Furnace 65% Fe pellet premium index.

IOC sells CFS based on the 65% Fe index. In the third quarter of 2021, the 65% Fe index averaged

US$190

per tonne, a 47% increase over the average of

US$129

per tonne in the third quarter of

2020, and an 18% decrease over the average of

US$233

in the second quarter of 2021. Iron ore

prices decreased from the prior quarter, as the demand for seaborne iron ore from

China

weakened

as a result of government efforts to curb steel production growth in

China

. The monthly pellet

premium averaged

US$77

per tonne in the third quarter of 2021, up substantially from an average of

US$29

in the same quarter of 2020, which had been negatively impacted by a reduction in demand

from European steel producers due to COVID-19.

Based on sales as reported for the LIORC Royalty, the overall average price realized by IOC for

CFS and pellets, FOB Sept-Îles, was approximately

C$247

per tonne in the third quarter of 2021,

compared to approximately

C$162

per tonne in the third quarter of 2020 and

C$275

per tonne in the

second quarter of 2021. The increase in the average realized price FOB Sept-Îles in 2021 was a

result of higher CFS prices and higher pellet premiums.

Standardized Cash Flow and Adjusted Cash Flow

For the Corporation, standardized cash flow is the same as cash flow from operating activities as

recorded in the Corporation's cash flow statements as the Corporation does not incur capital

expenditures or have any restrictions on dividends. Standardized cash flow per share was

$2.15

for

the quarter (2020 -

$0.17

).

The Corporation also reports "Adjusted cash flow" which is defined as cash flow from operating

activities after adjustments for changes in amounts receivable, accounts payable and income taxes

recoverable and payable. It is not a recognized measure under International Financial Reporting

Standards ("IFRS"). The Directors believe that adjusted cash flow is a useful analytical measure as

it better reflects cash available for dividends to shareholders.

The following reconciles standardized cash flow from operating activities to adjusted cash flow.

3 Months Ended

Sept. 30, 2021

3 Months Ended

Sept. 30, 2020

9 Months Ended

Sept. 30, 2021

9 Months Ended

Sept. 30, 2020

(in thousands except for per share information)

Standardized cash flow from operating activities

$137,298

$11,084

$295,850

$59,351

Changes in amounts receivable, accounts payable and income taxes payable

(9,963)

18,070

5,163

22,268

Adjusted cash flow

$127,335

$29,154

$301,013

$81,619

Adjusted cash flow per share

$1.99

$0.46

$4.70

$1.28

Liquidity and Capital Resources

The Corporation had

$110.7 million

in cash as at

September 30, 2021

(

December 31, 2020

-

$106.1

million

) with total current assets of

$188.6 million

(

December 31, 2020

-

$164.4 million

). The

Corporation had working capital of

$21.6 million

as at

September 30, 2021

(

December 31, 2020

-

$31.0 million

). The Corporation's operating cash flow was

$137.3 million

and the dividend paid during

the quarter was

$112 million

, resulting in cash balances increasing by

$25.3 million

during the third

quarter of 2021. In September, the Directors of the Corporation declared the third quarter dividend

of

$134.4 million

that was paid on

October 26, 2021

.

Cash balances consist of deposits in Canadian dollars with Canadian chartered banks. Amounts

receivable primarily consist of royalty payments from IOC. Royalty payments are received in U.S.

dollars and converted to Canadian dollars on receipt, usually 25 days after the quarter end. The

Corporation does not normally attempt to hedge this short-term foreign currency exposure.

Operating cash flow of the Corporation is sourced entirely from IOC through the Corporation's 7%

royalty,

10 cents

commission per tonne and dividends from its 15.10% equity interest in IOC. The

Corporation normally pays cash dividends from its net income to the maximum extent possible,

subject to the maintenance of appropriate levels of working capital.

The Corporation has a

$30 million

revolving credit facility with a term ending

September 18, 2024

with provision for annual one-year extensions. No amount is currently drawn under this facility (2020

– nil) leaving

$30.0 million

available to provide for any capital required by IOC or requirements of the

Corporation.

John F. Tuer

President and Chief Executive Officer

Toronto, Ontario

November 4, 2021

Forward-Looking Statements

This report may contain "forward-looking" statements that involve risks, uncertainties and other

factors that may cause the actual results, performance or achievements to be materially different

from any future results, performance or achievements expressed or implied by such forward-looking

statements. Words such as "may", "will", "expect", "believe", "plan", "intend", "should", "would",

"anticipate" and other similar terminology are intended to identify forward-looking statements. These

statements reflect current assumptions and expectations regarding future events and operating

performance as of the date of this report. Forward-looking statements involve significant risks and

uncertainties, should not be read as guarantees of future performance or results, and will not

necessarily be accurate indications of whether or not such results will be achieved. A number of

factors could cause actual results to vary significantly, including iron ore price and volume volatility,

exchange rates, the performance of IOC, market conditions in the steel industry, mining risks and

insurance, relationships with indigenous groups, natural disasters, severe weather conditions and

public health crises, changes affecting IOC's customers, competition from other iron ore producers,

estimates of reserves and resources, government regulation and taxation and cybersecurity. A

discussion of these factors is contained in LIORC's annual information form dated

March 4, 2021

under the heading, "Risk Factors". Although the forward-looking statements contained in this report

are based upon what management of LIORC believes are reasonable assumptions, LIORC cannot

assure investors that actual results will be consistent with these forward-looking statements. These

forward-looking statements are made as of the date of this report and LIORC assumes no

obligation, except as required by law, to update any forward-looking statements to reflect new

events or circumstances. This report should be viewed in conjunction with LIORC's other publicly

available filings, copies of which can be obtained electronically on SEDAR at

www.sedar.com

.

Notice:

The following unaudited interim condensed consolidated financial statements of the Corporation have

been prepared by and are the responsibility of the Corporation's management. The Corporation's

independent auditor has not reviewed these interim financial statements.

LABRADOR IRON ORE ROYALTY CORPORATION

INTERIM CONDENSED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION

As at

September 30,

December 31,

(in thousands of Canadian dollars)

2021

2020

(Unaudited)

Assets

Current Assets

Cash and short-term investments

$ 110,741

$ 106,091

Amounts receivable

77,852

58,336

Total Current Assets

188,593

164,427

Non-Current Assets

Iron Ore Company of Canada ("IOC")

royalty and commission interests

236,975

241,511

Investment in IOC

425,429

417,284

Total Non-Current Assets

662,404

658,795

Total Assets

$ 850,997

$ 823,222

Liabilities and Shareholders' Equity

Current Liabilities

Accounts payable

$ 16,170

$ 12,533

Dividend payable

134,400

115,200

Taxes payable

16,407

5,691

Total Current Liabilities

166,977

133,424

Non-Current Liabilities

Deferred income taxes

123,320

123,430

Total Liabilities

290,297

256,854

Shareholders' Equity

Share capital

317,708

317,708

Retained earnings

253,176

262,000

Accumulated other comprehensive loss

(10,184)

(13,340)

560,700

566,368

Total Liabilities and Shareholders' Equity

$ 850,997

$ 823,222

Approved by the Directors,

John F. Tuer

Patricia M. Volker

Director

Director

LABRADOR IRON ORE ROYALTY CORPORATION

INTERIM CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME

For the Three Months Ended

September 30,

(in thousands of Canadian dollars except for per share information)

2021

2020

Revenue

IOC royalties

$ 74,224

$ 52,354

IOC commissions

411

458

Interest and other income

70

48

74,705

52,860

Expenses

Newfoundland royalty taxes

14,845

10,470

Amortization of royalty and commission interests

1,479

1,541

Administrative expenses

607

828

16,931

12,839

Income before equity earnings and income taxes

57,774

40,021

Equity earnings in IOC

60,522

34,894

Income before income taxes

118,296

74,915

Provision for income taxes

Current

17,763

12,408

Deferred

(4,230)

4,779

13,533

17,187

Net income for the period

104,763

57,728

Other comprehensive loss

Share of other comprehensive income of IOC that will not be

reclassified subsequently to profit or loss (net of income taxes

of 2020 - $439)

-

(2,487)

Comprehensive income for the period

$ 104,763

$ 55,241

Net income per share

$ 1.64

$ 0.90

LABRADOR IRON ORE ROYALTY CORPORATION

INTERIM CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME

For the Nine Months Ended

September 30,

(in thousands of Canadian dollars except for per share information)

2021

2020

(Unaudited)

Revenue

IOC royalties

$ 218,265

$ 146,182

IOC commissions

1,219

1,374

Interest and other income

170

315

219,654

147,871

Expenses

Newfoundland royalty taxes

43,653

29,236

Amortization of royalty and commission interests

4,536

4,808

Administrative expenses

2,149

2,201

50,338

36,245

Income before equity earnings and income taxes

169,316

111,626

Equity earnings in IOC

183,714

88,254

Income before income taxes

353,030

199,880

Provision for income taxes

Current

52,121

34,815

Deferred

(667)

11,829

51,454

46,644

Net income for the period

301,576

153,236

Other comprehensive income (loss)

Share of other comprehensive income (loss) of IOC that will not be

reclassified subsequently to profit or loss (net of income taxes

of 2021 - $557; 2020 - $519)

3,156

(2,939)

Comprehensive income for the period

$ 304,732

$ 150,297

Net income per share

$ 4.71

$ 2.39

LABRADOR IRON ORE ROYALTY CORPORATION

INTERIM CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS

For the Nine Months Ended

September 30,

(in thousands of Canadian dollars)

2021

2020

(Unaudited)

Net inflow (outflow) of cash related

to the following activities

Operating

Net income for the year

$ 301,576

$ 153,236

Items not affecting cash:

Equity earnings in IOC

(183,714)

(88,254)

Current income taxes

52,121

34,815

Deferred income taxes

(667)

11,829

Amortization of royalty and commission interests

4,536

4,808

Common share dividend from IOC

179,282

-

Change in amounts receivable

(19,516)

(18,365)

Change in accounts payable

3,637

3,471

Income taxes paid

(41,405)

(42,189)

Cash flow from operating activities

295,850

59,351

Financing

Dividend paid to shareholders

(291,200)

(118,400)

Cash flow used in financing activities

(291,200)

(118,400)

Increase (decrease) in cash, during the period

4,650

(59,049)

Cash, beginning of period

106,091

77,859

Cash, end of period

$ 110,741

$ 18,810

LABRADOR IRON ORE ROYALTY CORPORATION

INTERIM CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY

Accumulated

other

Share

Retained

comprehensive

(in thousands of Canadian dollars)

capital

earnings

loss

Total

(Unaudited)

Balance as at December 31, 2019

$ 317,708

$ 230,005

$ (10,376)

$ 537,337

Net income for the period

-

153,236

-

153,236

Dividends declared to shareholders

-

(80,000)

-

(80,000)

Share of other comprehensive loss from investment in IOC (net of taxes)

-

-

(2,939)

(2,939)

Balance as at September 30, 2020

$ 317,708

$ 303,241

$ (13,315)

$ 607,634

Balance as at December 31, 2020

$ 317,708

$ 262,000

$ (13,340)

$ 566,368

Net income for the period

-

301,576

-

301,576