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LIF.TO ·

2025 Results of Operations

Corporate Updates

LABRADOR IRON ORE ROYALTY CORPORATION

P R E S S R E L E A S E

Toronto, March 11, 2026

2025 RESULTS OF OPERATIONS

Labrador Iron Ore Royalty Corporation (TSX: LIF) announced the results of its operations for the year

ended December 31, 2025.

To the Holders of Common Shares of Labrador Iron Ore Royalty Corporation

The Directors of Labrador Iron Ore Royalty Corporation ("LIORC" or the "Corporation") present the

Annual Report for the year ended December 31, 2025.

88 Years in Labrador West

Labrador Iron Ore Royalty Corporation has been involved in Labrador West for 88 years. Under a

Statutory Agreement with Newfoundland made in 1938, a predecessor company, Labrador Mining and

Exploration Limited (“LM&E”), was granted extensive exploration and mining rights in Labrador West.

LM&E found the iron ore bodies that now constitute the mine operated by Iron Ore Company of

Canada. LM&E received grants of leases and licences under the Statutory Agreement. It also received a

grant of surface rights to establish the town site that became Labrador City. LM&E sublets the leases to

IOC and IOC, with major steel companies as original shareholders, built the infrastructure, mine, railway

and port. Under the sublease, LIORC receives a 7% gross overriding royalty on iron ore products

produced, sold and shipped by IOC.

Financial Performance

In 2025, LIORC’s revenue for the year ended December 31, 2025 was $166.5 million, which was a 20%

decrease over 2024, as royalty revenue was lower due to a decrease in sales volume at IOC and lower

iron ore prices and pellet premiums Net income per share for 2025 was $1.57 per share, which was a

42% decrease over 2024, due to the lower royalty revenue and a 74% decrease in equity earnings in IOC

($15.9 million in 2025 compared to $60.6 million 2024). The decrease in earnings at IOC was due to a

decrease in operating margins as IOC’s fixed cost base was unable to adjust to lower realized prices and

sales volumes. LIORC’s cash flow from operations per share for 2025 was $1.52 per share, which was

52% lower than in 2024, mainly due to lower royalty revenues and IOC’s decision to not pay a dividend

in 2025 due to the decrease in earnings at IOC. In 2024, IOC paid dividends to its shareholders totalling

US$400 million. In 2025, IOC had a year-end net working capital balance of US $245.4 million, compared

to US$172.8 million in 2024.

Iron ore prices weakened in 2025 as global steel demand contracted and seaborne iron ore supply

remained robust. According to the World Steel Association, in 2025 global production of crude steel was

down 2.0% from 2024. Steel production in China, which accounts for 53% of global production, was

down 4.2%, as China’s issues with its property sector persisted. Steel production in the rest of the world

was up 0.6%. On the iron ore supply side, according to Rio Tinto, total seaborne iron ore shipments rose

approximately 2% year over year, driven by the non -major producers, whose shipments rose

approximately 10%, while supply from the major producers (Rio Tinto, BHP, Vale and Fortesque) was flat

in 2025 compared to 2024. With respect to the supply of pellets, Vale ended the year 6.9 million tonnes

below its 2024 total, predominantly as a result of its decision to idle its Sao Luis plant in July. Conversely,

Samarco and LKAB both increased output month -over-month, ending the year with a combined 7.7

million tonnes above their 2024 totals.

IOC sells concentrate for sale (“CFS”) based on the the Platts index for 65% Fe, CFR China (the “65% Fe

index”). All references to tonnes and per tonne prices in this report refer to wet metric tonnes, other

than references to Platts quoted pricing, which refer to dry metric tonnes. Historically, IOC’s wet ore

contains approximately 3% less ore per equivalent volume than dry ore. In 2025, the average price for

the 65% Fe index was US$115 per tonne, a decrease of 7% year over year. In addition to the reduction in

iron ore prices, pellet premiums were lower as steel producers, faced with continuing low profit

margins, substituted high quality pellets with cheaper, lower quality iron feed. The monthly Atlantic

Blast Furnace 65% Fe pellet premium index as quoted by Platts (the “pellet premium”) averaged US$30

per tonne in 2025, a decrease of 24% from 2024.

Rio Tinto disclosed that IOC achieved an average realised price for pellets, FOB Sept -Îles of

approximately US$126 per tonne, a decrease of 13% year over year. Based on sales as reported for the

LIORC Royalty, the overall average price realized by IOC for CFS and pellets, FOB Sept -Îles was

approximately US$109 per tonne in 2025, a decrease of 13% year over year. The decrease in the average

realized price FOB Sept-Îles in 2025 was a result of lower CFS and pellet prices.

Iron Ore Company of Canada Operations

Operations

Total concentrate production in 2025 was 16.9 million tonnes, 2% lower than in 2024. While total mine

material moved increased modestly compared to 2024, concentrate production continued to be

negatively impacted by several operational challenges related to pit health and mine equipment

reliability. The stripping ratio (total waste: total ore) in 2025 was 1.13, compared to 1.00 in 2024. IOC

made progress in the first three quarters of 2025 in improving pit health, with total mine material

moved increasing 19% over the same period in 2024, driven by higher truck payloads and increased

contractor material movement. However, in the fourth quarter of 2025, total mine material moved

decreased by 34%, as performance was negatively impacted by reduced haul truck availability due to

multiple truck chassis failures and subsequent inspection and repair work. In the fourth quarter,

concentrate production was 3.8 million tonnes, 22% lower than in the fourth quarter of 2024, primarily

due to constrained ore availability and lower ore feed to the concentrator.

The IOC saleable production (CFS plus pellets) of 15.9 million tonnes in 2025 was 1% lower than 2024

and was 4% lower than the low end of the range of Rio Tinto’s original annual guidance of 16.5 to 19.4

million tonnes, due to the decrease in concentrate production referred to above. Saleable production in

the fourth quarter of 3.7 million tonnes was 14% lower than the fourth quarter of 2024, as production

was constrained by ore shortages and failures caused by asset reliability issues. In 2025, CFS production

of 6.6 million tonnes was 3% lower than 2024, and pellet production in 2025 of 9.4 million tonnes was

consistent with the level recorded in 2024.

Third party iron ore haulage by the Québec North Shore and Labrador Railway Company, Inc. (“QNS&L”)

of 21.9 million tonnes in 2025 was 13% higher than in 2024, despite a train derailment that temporarily

stopped haulage during the last 3 days of December. The increase in haulage was driven by continued

operational improvements to meet increasing third-party demand.

Sales as Reported for the LIORC Royalty

Total iron ore sales tonnage by IOC (CFS plus pellets) of 15.7 million tonnes in 2025 was 7% lower than

the total sales tonnage in 2024, as a result of lower saleable production in 2025 and an increase in sales

in 2024 from IOC drawing down inventory at Labrador City.

Capital Expenditures

Capital expenditures for IOC were US$303 million in 2025, or 19% lower than in 2024. Capital

expenditures in 2025 were 11% lower than the US$342 million that IOC had originally forecasted, mainly

due to project timing, including planned track and culvert replacements and the deferment of

locomotive purchases.

Outlook

Rio Tinto’s 2026 guidance for IOC’s saleable production tonnage is 15.0 million to 18.0 million tonnes.

This compares to 15.9 million tonnes of saleable production in 2025. It is expected that IOC will continue

to focus on maximizing pellet production in 2026.

The capital expenditures for 2026 at IOC are forecasted by IOC to be approximately US$290 million. The

2026 forecast includes approximately US$210 of sustaining capital projects, US$53 million of growth and

development projects and US$27 million of deferred stripping. Significant sustaining capital expenditure

projects includes the QNS&L track and culvert replacement programs. Significant development capital

expenditure projects include the purchase of diesel production drills, and the replacement of the

dumper cages at Sept-Îles, which is expected to occur in the second quarter of 2026.

Rio Tinto, as operator, recognizes that IOC is currently facing significant challenges related to pit health

and asset reliability. In 2025, Rio Tinto announced a series of changes aimed at strengthening

operational performance across its global portfolio. Within iron ore, Rio Tinto simplified its product

group structure by integrating IOC with its Western Australian Iron Ore operations and the Simandou

project in Guinea. Previously, IOC operated as part of Rio Tinto’s minerals division and was managed

separately from the company’s other iron ore assets. Under the new structure, IOC’s senior leadership

has greater access to Rio Tinto’s iron ore safety best practices, technical expertise, operational

experience, and advanced technologies from across the broader portfolio.

Significant changes have also been made to IOC’s senior operating team. There has been a meaningful

change in senior operational roles filled by experienced Rio Tinto leaders with Western Australian iron

ore backgrounds, strengthening operational capability and alignment with Rio Tinto’s iron ore

standards. The IOC senior leadership team recognizes that multi-year improvements are required before

achieving nameplate capacity of approximately 23 million tonnes becomes a realistic objective. As a

result, Rio Tinto has identified a more reasonable mid -term production capacity target of approximately

20 million tonnes, reflecting the time and investment needed to sustainably improve performance.

The outlook for iron ore pricing, while uncertain, continues to demonstrate notable resilience. While

ongoing economic challenges in China continue to weigh on steel demand, t he World Steel Association

is forecasting a modest 1.3% rebound in global steel demand for 2026, driven by growth from India and

other emerging economies. On the supply side, the steep fourth -quartile cost curve provides structural

price support, and while the ramp -up of Simandou is expected to place near -term pressure on prices,

depletion at several existing operations over the medium term is anticipated to more than offset this

incremental supply.

Thus far in 2026 (January and February), the average price of the 65% Fe index has been approximately

US$119 per tonne, compared to an annual average of US$115 per tonne in 2025. Pellet demand has also

remained challenging, as steel producer margins continue to be compressed. In the first two months of

2026, the average pellet premium has been approximately US$24 per tonne, compared to an annual

average of US$30 per tonne in 2025 and US$40 per tonne in 2024.

I would like to take this opportunity to thank our Shareholders for their interest and support and my

fellow Directors for their guidance.

Respectfully submitted on behalf of the Directors of the Corporation,

John F. Tuer

President and Chief Executive Officer

March 11, 2026

Corporate Structure

LIORC is a Canadian corporation formed to give effect to the conversion of the Labrador Iron Ore Royalty

Income Fund (the “Fund”) into a corporation under a plan of arrangement completed on July 1, 2010.

LIORC is also the successor by amalgamation of a predecessor of LIORC with Labrador Mining Company

Limited, formerly a wholly -owned subsidiary of the Fund, that occurred pursuant to the plan of

arrangement.

LIORC, directly and through its wholly-owned subsidiary Hollinger-Hanna, holds a 15.10% equity interest

in IOC and receives a 7% gross overriding royalty on all iron ore products produced, sold and shipped by

IOC and a 10 cent per tonne commission on all iron ore products produced and sold by IOC. Generally,

LIORC pays cash dividends from the free cash flow generated from IOC to the maximum extent possible,

subject to the maintenance of appropriate levels of working capital. Quarterly dividends are payable to

all shareholders of record on the last business day of each calendar quarter and are paid on or after the

26th day of the following month.

Seven Directors are responsible for the governance of the Corporation and also serve as directors of

Hollinger-Hanna. The Directors, in addition to managing the affairs of the Corporation and Hollinger -

Hanna, oversee the Corporation’s interests in IOC. The Audit and Governance and Human Resources

Committees are composed of four independent Directors.

Taxation

The Corporation is a taxable corporation. Dividend income received from IOC and Hollinger -Hanna is

received tax free while royalty income is subject to income tax and Newfoundland and Labrador royalty

tax. Expenses of the Corporation include administrative expenses. Hollinger -Hanna is a taxable

corporation.

Income Taxes

Dividends to a shareholder that are paid within a particular year are to be included in the calculation of

the shareholder’s taxable income for that year. All dividends paid in 2025 were “eligible dividends”

under the Income Tax Act.

Review of Operations

Iron Ore Company of Canada

The income of the Corporation is entirely dependent on IOC as the only assets of the Corporation and its

subsidiary are related to IOC and its operations. IOC is one of Canada’s largest iron ore producers,

operating a mine, concentrator and pellet plant at Labrador City, Newfoundland and Labrador, and is

among the top five producers of seaborne iron ore pellets in the world. It has been producing and

processing iron ore concentrate and pellets since 1954. IOC is strategically situated to serve markets

throughout the world from its year-round port facilities at Sept-Îles, Québec.

As at December 31, 2025 the IOC estimated Proven and Probable Reserves, using the London Stock

Exchange resource and reserve standards, totalled 923 million tonnes which, at the planned processing

rates, is equivalent to approximately 19 years production. In addition, IOC has an estimated Measured

and Indicated Resources of 829 million tonnes and a further 662 million tonnes of Inferred Resources. It

currently has the nominal capacity to extract around 55 million tonnes of crude ore annually. The crude

ore is processed into iron ore concentrate and then either sold or converted into different qualities of

iron ore pellets to meet its customers’ needs. The iron ore concentrate and pellets are transported to

IOC’s port facilities at Sept-Îles, Québec via its wholly-owned QNS&L, a 418 kilometer rail line which links

the mine and the port. From there, the products are shipped to markets throughout North America,

Europe, the Middle East and the Asia-Pacific region.

IOC’s 2025 sales tonnages totaled 15.7 million tonnes, comprised of 9.5 million tonnes of iron ore pellets

and 6.2 million tonnes of CFS. Saleable production in 2025 was 9.4 million tonnes of pellets and 6.5

million tonnes of CFS. IOC generated ore sales revenues (excluding third party ore sales) of $2,357

million in 2024 (2024 - $2,751 million).

Selected IOC Financial Information

2025 2024 2023 2022 2021

($ in millions)

Operating Revenues(1) 2,672 3,061 3,122 3,426 4,147

Cash Flow from Operating

Activities

483

808

788

1,021

1,955

Net Income 112 409 568 1,028 1,551

Capital Expenditures(2) 303 376 366 460 498

(1) Ore sales revenue is presented on a net basis (net of related freight costs) to align with IFRS financial statements presenta tion.

(2) Reported in USD on an incurred basis.

IOC Royalty

The Corporation holds certain leases and licenses covering approximately 18,200 hectares of land near

Labrador City. IOC has subleased certain portions of these lands from which it currently mines iron ore.

In return, IOC pays the Corporation a 7% gross overriding royalty on all sales of iron ore products

produced from these lands. A 20% tax on the royalty is payable to the Government of Newfoundland

and Labrador. The average royalty net of the 20% tax had been $178.1 million for the years 2020 to

2024 and in 2025 the net royalty was $131.5 million (2024 - $164.7 million).

Because the royalty is “off -the-top”, it is not dependent on the profitability of IOC. However, it is

affected by changes in sales volumes, iron ore prices and, because iron ore prices are denominated in US

dollars, the United States - Canadian dollar exchange rate.

IOC Equity

In addition to the royalty interest, the Corporation directly and through its wholly owned subsidiary,

Hollinger-Hanna, owns a 15.10% equity interest in IOC. The other shareholders of IOC are Rio Tinto

Limited with 58.72% and Mitsubishi Corporation with 26.18%.

IOC Commissions

Hollinger-Hanna has the right to receive a payment of 10 cents per tonne on the products produced and

sold by IOC. Pursuant to an agreement, IOC is obligated to make the payment to Hollinger-Hanna so long

as Hollinger-Hanna is in existence and solvent. In 2025, Hollinger -Hanna received a total of $1.5 million

in commissions from IOC (2024 - $1.7 million).

Quarterly Dividends

Dividends of $1.55 per share were declared in 2025 (2024 - dividends of $3.00 per share). These

dividends were allocated as follows:

Period

Record

Payment

Dividend

Total

Dividend

Ended Date Date per Share ($ millions)

Mar. 31, 2025 Mar. 31, 2025 Apr. 30, 2025 $0.50 $32.0

Jun. 30, 2025 Jun. 30, 2025 Jul. 30, 2025 0.30 19.2

Sep. 30, 2025 Sep. 29, 2025 Oct. 29, 2025 0.40 25.6

Dec. 31, 2025 Dec. 31, 2025 Jan. 28, 2026 0.35 22.4

Dividend to Shareholders - 2025 $1.55 $99.2

Mar. 31, 2024 Mar. 28, 2024 Apr. 26, 2024 $0.45 $28.8

Jun. 30, 2024 Jun. 28, 2024 Jul. 26, 2024 1.10 70.4

Sep. 30, 2024 Sep. 27, 2024 Oct. 28, 2024 0.70 44.8

Dec. 31, 2024 Dec. 31, 2024 Jan. 29, 2025 0.75 48.0

Dividend to Shareholders - 2024 $3.00 $192.0

The quarterly dividends are payable to all shareholders of record on the last business day of each

calendar quarter and are paid on or after the 26th day of the following month.

Management’s Discussion and Analysis

The following is a discussion of the consolidated financial condition and results of operations of

the Corporation for the years ended December 31, 2025 and 2024. This discussion should be

read in conjunction with the consolidated financial statements of the Corporation and notes

thereto for the years ended December 31, 2025 and 2024 which are prepared in accordance

with IFRS Accounting Standards (“IFRS”) as issued by the International Accounting Standards

Board (“IASB”) and all amounts are shown in Canadian dollars unless otherwise indicated.

Overview of the Business

The Corporation is a Canadian corporation resulting from the conversion of the Fund into a

corporation under a plan of arrangement completed on July 1, 2010. LIORC is also the successor

by amalgamation of a predecessor of LIORC with Labrador Mining Company Limited, formerly a

wholly-owned subsidiary of the Fund, that occurred pursuant to the plan of arrangement.

The Corporation is economically dependent on the operations of IOC. IOC’s earnings and cash

flows are affected by the volume and mix of iron ore products produced and sold, costs of

production and the prices received. Iron ore demand and prices fluctuate and are affected by

numerous factors which include demand for steel and steel products, the relative exchange rate

of the US dollar, global and regional demand and production, political and economic conditions

and production costs in major producing areas.

Financial Highlights

Financial and Operating Highlights

2025 2024 2025 2024

Revenue 39.5 56.9 166.5 209.0

Equity earnings from IOC 1.7 (1.9) 15.9 60.6

Net income 22.3 31.9 100.6 175.0

Net income per share $ 0.35 $ 0.51 $ 1.57 $ 2.73

Dividend from IOC - 21.8 - 83.6

Cash flow from operations 22.0 46.8 97.1 201.9

Cash flow from operations per share (1) $ 0.34 $ 0.73 $ 1.52 $ 3.15

Adjusted cash flow (1) 21.7 53.1 91.5 199.0

Adjusted cash flow per share (1) $ 0.34 $ 0.83 $ 1.43 $ 3.11

Dividends declared per share $ 0.35 $ 0.75 $ 1.55 $ 3.00

(1) This is a non-IFRS financial measure and does not have a standard meaning under IFRS.

Please refer to Standardized Cash Flow and Adjusted Cash Flow section in the MD&A.

($ in millions except per share information)

Year Ended

December 31,

Three Months Ended

December 31,

The lower revenue achieved in 2025 as compared to 2024 was mainly due to a decrease in sales

volume at IOC and lower iron ore prices and pellet premiums The IOC saleable production in

2025 was 2% lower than 2024 due to several operational challenges related to pit health and

mine equipment reliability that constrained ore availability and reduced ore feed to the

concentrator. Total sales tonnage (pellets and CFS) at IOC was 7% lower in 2025 than 2024 ,

predominantly as a result of lower saleable production and timing differences resulting from

transportation and shipping schedules. Iron ore prices were lower as global demand for steel

decreased and total seaborne iron ore shipments increased. Pellet premiums were lower as low

profit margins caused steel producers to favour cheaper, low quality iron ore over high quality

iron ore products.

Net income per share for 2025 was 42% lower than 2024, as equity earnings in IOC were 74%

lower than in 2024 due to lower profitability at IOC. Cash flow from operations for 2025 was

52% lower than in 2024, mainly due to lower royalty revenues and IOC’s decision not to pay a

dividend in 2025 due to the decrease in earnings at IOC.

Fourth quarter 2025 sales tonnage (pellets and CFS) was lower year -over-year by 9% due to

lower saleable production resulting in lower inventory availability. Royalty revenue was $39.1

million for the quarter as compared to $56.1 million for the same period in 2024. Fourth quarter

2025 cash flow from operations was $22.0 million or $0.34 per share compared to fourth

quarter 2024 cash flow from operations of $46.8 million or $0.73 per share. LIORC received no

IOC dividend in the fourth quarter of 2025 (2024 - $21.7 million or $0.34 per share). Equity

earnings from IOC amounted to $1.7 million or $0.03 per share in the fourth quarter of 2025

compared to equity losses of $1.9 million or $0.03 per share for the same period in 2024.