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Gensource Potash Secures $C 280 Million Senior Debt Facility for Tugaske Project

Financings Debt & Credit Facilities

Gensource Potash Secures $C 280 Million Senior Debt Facility for Tugaske

Project

SASKATOON, Saskatchewan--(BUSINESS WIRE)--September 23, 2021--Gensource Potash

Corporation (“Gensource” or the “Company”) (TSXV: GSP), a fertilizer development company

focused on sustainable potash production, today is pleased to announce it has received

commitment letters from its two mandated joint lead debt arrangers, KfW IPEX-Bank and

Societe Generale (together, the “Mandated Lead Arrangers”), to provide a senior secured debt

facility for a total of up to $C 280 million (the “Debt Facility”). The Debt Facility is intended to

fund, in part, the construction and ramp up of the Company’s Tugaske potash development

project (“Tugaske” or the “Tugaske Project”). All dollar amounts in this release are in Canadian

dollars (“$C”) unless otherwise indicated.

Highlights

 The Company has received binding commitment letters from KfW IPEX-Bank and

Societe Generale, its two Mandated Lead Arrangers for a Debt Facility of up to $C 280

million;

 The Mandated Lead Arrangers have each underwritten 50% of the Debt Facility, or $C

140 million each;

 The Debt Facility comprises two tranches:

 Tranche A of $C 140 million fully amortizing term loan facility is to be supported

by credit insurance issued by Euler Hermes Aktiengesellschaft (“Euler Hermes”),

the Federal Republic of Germany Export Credit Agency (“ECA”) and;

 Tranche B of $C 140 million fully amortizing term loan facility.

 Work on the definitive loan agreement and associated documentation (the “Loan

Documentation”) is underway. Execution of the Loan Documentation is subject to

completion of the remaining equity financing by the Company, Euler Hermes approval

and other customary conditions typical for transactions of this nature - each of which is

expected to be achieved in parallel with completion of the Loan Documentation;

 As previously announced (see press release dated September 2, 2021), a Special Purpose

Vehicle (“SPV”) has been incorporated in Saskatchewan for the Tugaske Project and

named KClean Potash Corporation (“KClean”). KClean is the legal entity that will

finance and ultimately construct and own the 250 kt/a Tugaske Project. As the Tugaske

Project’s offtaker, HELM AG from Germany (“HELM”) has committed to invest $C 50

million to own 33% of KClean. Gensource is anticipated to own the remaining 67%

through paid-in-capital and an equity investment in KClean;

Mike Ferguson, President & CEO of Gensource, commented:

“We are delighted to achieve yet another significant milestone towards making Tugaske the first

potash project of its kind: efficient, scalable and sustainable. Designed purposefully to be

different from a conventional potash mine, Tugaske utilizes innovative, sustainable production

methods that are environmentally sound and socially responsible. The Tugaske Project will have

a decreased physical footprint, resulting in less impact on air, water, and land with no salt

tailings or brine ponds. We envision Tugaske to be the new standard for potash production.

A commitment from our Mandated Lead Arrangers for this Debt Facility is a strong endorsement

for the Tugaske Project and represents a key milestone whilst confirming the appetite for

Tugaske’s business model and environmental approach with a strong focus and commitment to

environmental, social and governance matters. We wish to thank our Mandated Lead Arrangers,

KfW IPEX-Bank and Societe Generale, for their support through their respective approval

processes. These two lenders are clear leaders in greenfield project finance and have

demonstrated success in financing fertilizer projects worldwide. Both lenders have been involved

in the Tugaske Project since early 2020 and understand well the economic viability of the

project. The bank approvals demonstrate the robustness of the capital intensity and production

costs from our potash development projects which we expect will be within the lowest quartile of

potash producers worldwide.“

Senior Debt Facility

The Company has received a binding commitment letter from its two Mandated Lead Arrangers,

KfW IPEX Bank and Societe Generale, following successful risk approvals and credit approvals

within each organization. The commitment letter is based on an agreed and binding term sheet

for the Debt Facility and is divided into two tranches, Tranche A and Tranche B.

Tranche A Facility – $140 million

 Term of 11.5 years;

 Interest base rate of 3-month Canadian dollar offered rate (“CDOR”) plus respective

margin;

 Purpose is to fund key equipment and service provider contracts with German suppliers

which are eligible for export credit cover;

 Export credit guarantee issued by Euler Hermes;

 Interest capitalized during construction;

 Fully amortizing loan facility, early repayment permitted without penalty, upon notice;

 Subject to standard bank fees.

Tranche B Facility – CAD $140 million

 Term of 10.5 years

 Interest base rate of 3-month CDOR plus respective margin;

 Purpose is to fund the remaining capital spend as identified in the detailed capital cost

estimate;

 Interest capitalized during construction;

 Fully amortizing term loan facility, early repayment permitted without penalty, upon

notice;

 Subject to standard bank fees.

Conditions precedent to loan drawdowns include final approval of insurance coverage from

Euler Hermes, execution and delivery of the Loan Documentation, equity expenditure and other

customary conditions for a project finance debt facility.

Tugaske Project

Located in the Company’s Vanguard Area, comprising potash leases KL244 and KL245 in

south-central Saskatchewan, the Tugaske Project will employ the Company’s innovative

selective solution mining and processing methods to create an efficient, modular, scalable and

environmentally sustainable potash production facility.

An updated NI 43-101 technical report released on March 22, 2021 (the “Technical Report”) and

filed on SEDAR is based on a FEED (Front End Engineering Design) Study and includes

significant detailed procurement work with the Company’s selected process and equipment

vendors.

Under the Economic Analysis outlining the Tugaske Project’s Sources and Uses in the Technical

Report, the project is funded 60% by senior debt and 40% by equity. HELM has committed to

invest $50 million to own 33% of KClean, the SPV that will own and operate the Tugaske

Project. Gensource will own the remaining 67% through Paid-In-Capital (value of the Tugaske

Project’s assets assigned to KClean) and a cash investment in KClean.

The Tugaske Project is anticipated to have lower impact on air, water, and land compared to

conventional potash mining methods, with significantly lower freshwater use, no salt tailings and

no brine ponds. The absence of tailings eliminates decommissioning risks, while eliminating

brine ponds removes the single largest negative environmental impact associated with

conventional potash mining. Additionally, power at Tugaske is self-generated using natural gas

rather drawing from the Saskatchewan electrical grid, which allows the Tugaske Project to avoid

up to 24,500 tonnes per year of CO2e of emissions.

HELM Offtake Agreement

As previously disclosed, HELM, as the Tugaske Project’s offtaker, is committed to purchasing

100% of the production for a period of 10 years, renewable thereafter. HELM will market the

potash directly to its customer base, providing KClean Potash Corporation with the competitive

advantage of a direct and efficient delivery network from the mine site to retail. Thanks to

storage facilities close to its sales outlets and a wide product range, HELM’s fertilizer business

line is firmly established in key agricultural markets across the United States.

Learn more at https://www.helmag.com and https://us.helmcrop.com

About Gensource

Gensource is a fertilizer development company based in Saskatoon, Saskatchewan and is on

track to become the next fertilizer production company in that province. With a small scale and

environmentally leading approach to potash production, Gensource believes its technical and

business model will be the future of the industry. Gensource operates under a business plan that

has two key components: (1) vertical integration with the market to ensure that all production

capacity built is directed, and pre-sold, to a specific market, eliminating market-side risk; and (2)

technical innovation which will allow for a small and economic potash production facility, that

demonstrates environmental leadership within the industry by using significantly less water per

tonne compared to conventional solution mining operations, producing no salt tailings, therefore

eliminating decommissioning risk, and requiring no surface brine ponds, thereby removing the

single largest negative environmental impact of potash mining.

About KfW

Within KfW Group, KfW IPEX-Bank is responsible for project and export finance. It supports

German and European companies operating in key industrial sectors in global markets by

structuring medium and long-term financing for their exports, funding infrastructure investments,

securing a raw materials supply and by financing environmental and climate protection projects

worldwide. As a specialist bank, KfW IPEX-Bank has extensive industry, structuring and

country expertise, it takes on leading roles in financing consortia and actively involves other

banks, institutional investors and insurance firms. KfW IPEX-Bank operates as a legally

independent group subsidiary and is represented in the most important economic and financial

centres across the globe.

About Societe Generale

Societe Generale is one of the leading European financial services groups. Based on a diversified

and integrated banking model, the Group combines financial strength and proven expertise in

innovation with a strategy of sustainable growth. Committed to the positive transformations of

the world’s societies and economies, Societe Generale and its teams seek to build, day after day,

together with its clients, a better and sustainable future through responsible and innovative

financial solutions.

Active in the real economy for over 150 years, with a solid position in Europe and connected to

the rest of the world, Societe Generale has over 133,000 members of staff in 61 countries and

supports on a daily basis 30 million individual clients, businesses and institutional investors

around the world by offering a wide range of advisory services and tailored financial solutions.

The Group is built on three complementary core businesses:

▪ French Retail Banking which encompasses the Societe Generale, Credit du Nord and

Boursorama brands. Each offers a full range of financial services with omnichannel products at

the cutting edge of digital innovation;

▪ International Retail Banking, Insurance and Financial Services to Corporates, with networks in

Africa, Russia, Central and Eastern Europe and specialised businesses that are leaders in their

markets;

▪ Global Banking and Investor Solutions, which offers recognised expertise, key international

locations and integrated solutions.

Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is

defined in the policies of the TSX Venture Exchange) accepts responsibility for the

adequacy or accuracy of this release.

Caution Regarding Forward-Looking Statements

This news release may contain forward looking information and Gensource cautions readers that

forward- looking information is based on certain assumptions and risk factors that could cause

actual results to differ materially from the expectations of Gensource included in this news

release. This news release includes certain “forward-looking statements”, which often, but not

always, can be identified by the use of words such as “believes”, “anticipates”, “expects”,

“estimates”, “may”, “could”, “would”, “will”, or “plan”. These statements are based on

information currently available to Gensource and Gensource provides no assurance that actual

results will meet management’s expectations.

Forward looking statements include estimates and statements with respect to Gensource’s future

plans, objectives or goals, to the effect that Gensource or management expects a stated condition

or result to occur, including the proposed financing of the Tugaske Project and the development

of the Tugaske Project and other projects by Gensource. Since forward-looking statements are

based on assumptions and address future events and conditions, by their very nature they involve

inherent risks and uncertainties. Actual results relating to the success of the Tugaske Project and

the financing of the Tugaske Project could differ materially from those currently anticipated in

such statements for many reasons such as: failure to finance the Tugaske Project or other projects

on terms which are economic or at all; failure to settle a definitive joint venture agreement with a

party and advance and finance the Tugaske Project; changes in general economic conditions and

conditions in the financial markets; the ability to find and source off-take agreements; changes in

demand and prices for potash; litigation, legislative, environmental and other judicial, regulatory,

political and competitive developments; technological and operational difficulties encountered in

connection with Gensource’s activities; an inability to predict and counteract the effects of

COVID-19 on the business of Gensource, including but not limited to the effects of COVID-19

on the price of commodities, capital market conditions, restriction on labour and international

travel and supply chains, failure to obtain required regulatory approvals; and other matters

discussed in this news release and in filings made with securities regulators. This list is not

exhaustive of the factors that may affect any of Gensource’s forward-looking statements. These

and other factors should be considered carefully, and readers should not place undue reliance on

Gensource’s forward-looking statements. Gensource does not undertake to update any forward-

looking statement that may be made from time to time by Gensource or on its behalf, except in

accordance with applicable securities laws.

Contacts

Gensource Potash Corporation

Mike Ferguson, President & CEO

[email protected]