Saturday, September 26, 2026
MiningNewsTerminal
Saturday, September 26, 2026 Admin

ELD.TO ·

A news release was disseminated and filed on SEDAR on October 15, 2021.

Corporate Updates

256815.00007/95953139.1

ELDORADO GOLD CORPORATION

FORM 51-102F3

MATERIAL CHANGE REPORT

Item 1. Name and Address of Company

Eldorado Gold Corporation (“Eldorado” or the “Company”)

Suite 1188 – Bentall 5

550 Burrard Street

Vancouver, British Columbia V6C 2B5

Item 2. Date of Material Change

October 15, 2021

Item 3. News Release

A news release was disseminated and filed on SEDAR on October 15, 2021.

Item 4. Summary of Material Change

On October 15, 2021 Eldorado announced that the Company and its syndicate of lenders executed

an amended and restated senior secured credit facility (the “fourth amended and restated credit

agreement” or “Fourth ARCA”).

Item 5. Full Description of Material Change

On October 15, 2021 Eldorado announced that the Company and its syndicate of lenders executed

the amended and restated senior secured credit.

The Fourth ARCA consists of a US$250 million revolving senior secured credit facility with an

option to increase the available credit by US$100 million through an accordion feature, as well as

a letter of credit facility. The Fourth ARCA amends and replaces the May 2019 US$450 million

senior secured credit facility (the “2019 Facility”), which consisted of a US$200 million non-

revolving term loan and a US$250 million revolving credit facility. Under the Fourth ARCA the

revolving credit facility bears interest at LIBOR plus a margin of 2.125% to 3.25%, dependent on

a net leverage ratio pricing grid. To be consistent with the 6.250% senior unsecured notes due

2029 (the “Notes”) issued by Eldorado on August 26, 2021, the Fourth ARCA allows for greater

flexibility for a broad range of financing alternatives for the development of the Kassandra assets.

The net proceeds from the sale of Notes were used in part to redeem the outstanding 9.5% senior

secured second lien notes due 2024 and to repay outstanding amounts under the 2019 Facility.

- 2 –

256815.00007/95953139.1

Cautionary Note about Forward-Looking Statements and Information

Certain of the statements made and information provided in this report are forward-looking

statements or information within the meaning of the United States Private Securities Litigation

Reform Act of 1995 and applicable Canadian securities laws. Often, these forward-looking

statements and forward-looking information can be identified by the use of words such as

“anticipates”, “believes”, “continue”, “expects”, “is expected” or “intends” or the negatives

thereof or variations of such words and phrases or statements that certain actions, events or

results “may”, “could”, “would”, “might” or “will” be taken, occur or be achieved. Forward-

looking statements or information contained in this report include, but are not limited to,

statements or information with respect to our strengthened balance sheet and financial position

and funding alternatives for the development of our Kassandra assets.

Forward-looking statements and forward-looking information by their nature are based on

assumptions and involve known and unknown risks, uncertainties and other factors which may

cause the actual results, performance or achievements of the Company to be materially different

from any future results, performance or achievements expressed or implied by such forward-

looking statements or information. We have made certain assumptions about the forward-looking

statements and information, including assumptions about: funding alternatives for the

development of our Kassandra assets; how the world-wide economic and social impact of COVID-

19 is managed and the duration and extent of the COVID-19 pandemic; the geopolitical, economic

and legal climate that we operate in; the repayment of outstanding indebtedness; and anticipated

costs and expenses. In particular, except where otherwise stated, we have assumed a continuation

of existing business operations on substantially the same basis as exists at the time of this report.

Even though our management believes that the assumptions made and the expectations

represented by such statements or information are reasonable, there can be no assurance that the

forward-looking statements or information will prove to be accurate. Many assumptions may be

difficult to predict and are beyond our control.

Furthermore, should one or more of the risks, uncertainties or other factors materialize, or should

underlying assumptions prove incorrect, actual results may vary materially from those described

in forward-looking statements or information. These risks, uncertainties and other factors include,

among others, the following: global outbreaks of infectious diseases, including COVID-19;

geopolitical and economic climate (global and local) risks; financing risks; as well as those risk

factors discussed in the sections titled “Forward-looking information and risks” and “Risk factors

in our business” in the Company’s most recent Annual Information Form & Form 40-F. The

reader is directed to carefully review the detailed risk discussion in our most recent Annual

Information Form filed on SEDAR and EDGAR under our Company name, which discussion is

incorporated by reference in this report, for a fuller understanding of the risks and uncertainties

that affect the Company’s business and operations.

Forward-looking statements and information are designed to help you understand management’s

current views of our near and longer term prospects, and it may not be appropriate for other

purposes.

There can be no assurance that forward-looking statements or information will prove to be

accurate, as actual results and future events could differ materially from those anticipated in such

statements. Accordingly, you should not place undue reliance on the forward-looking statements

or information contained herein. Except as required by law, we do not expect to update forward-

looking statements and information continually as conditions change and you are referred to the

- 3 –

256815.00007/95953139.1

full discussion of the Company’s business contained in the Company’s reports filed with the

securities regulatory authorities in Canada and the U.S..

Item 6. Reliance on 7.1(2) of National Instrument 51-102

Not applicable.

Item 7. Omitted Information

Not applicable.

Item 8. Executive Officer

Name of Executive Officer: Tim Garvin

Executive Vice President and General Counsel

Telephone number: (604) 601 6692

Item 9. Date of Report

October 21, 2021