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Aya Gold & Silver Closes US$100 Million Project Financing Facility for Zgounder Silver Mine Expansion

Financings

PRESS RELEASE

Aya Gold & Silver Closes US$100 Million Project Financing Facility for Zgounder

Silver Mine Expansion

MONTREAL, Quebec, February 7, 2023 - Aya Gold & Silver Inc. (TSX: AYA; OTCQX: AYASF) (“Aya”

or the “ Corporation”) is pleased to announce the Corporation has closed the US$100 million project

financing facility (the “Facility”) to support construction of the Zgounder Silver Mine expansion in the

Kingdom of Morocco.

As announced in the news release dated October 25, 2022, the Facility consists of a US$92 million loan

provided by the European Bank for Reconstruction and Development (“EBRD”) and a US$8 million

tranche (pari-passu with the EBRD) by the Climate Investment Funds through its Clean Technology Fund

(“CTF”).

Key terms of the loan agreement remain unchanged and include:

• US$92 million loan provided by EBRD

• US$8 million loan provided by CTF. Interest rate is equal to the all -in rate at the time of signing

reduced following achievement of three milestones:

o Milestone 1: Task Force on Climate -related Financial Disclosures (“TCFD”) report

disclosed by end of 2023 will result in a 25% rate reduction;

o Milestone 2: Completion of certain capital expenditure set out in the TCFD report and in

the development plan by end of 2024 will result in a 50% rate reduction;

o Milestone 3: Reaching “advanced” maturity on the TCFD’s Climate Governance and

Strategy recommendation will result in reduction of interest to an all-in rate of 1.00%.

• 6-year maturity

o 2-year principal grace period

o 24-month availability period

• 6-month SOFR (0% floor) + 5.00%

o CTF tranche can reduce to all -in rate of 1.00% following certain actions (see milestones

above)

o Interest and capital paid twice yearly

o Commitment fee representing 30% of margin for undrawn amounts during the availability

period

• Cost overrun account of US$18 million funded prior to first drawdown , debt service reserve

account of US$16.3 million funded at the end of the grace period

• Drawdowns available upon satisfaction of certain customary conditions precedent

• No mandatory silver hedging, offtakes, production-linked payments or equity issuances as part of

its structure

“This project financing , along with the recently completed and very successful equity offering,

corroborates our positive view on Morocco and provides Aya financial flexibility as we continue with the

Zgounder Silver Mine expansion,” said Benoit La Salle, President and CEO. “For this, we would like to

thank our funding partners, who have worked diligently to close this Facility , and we look forward to

delivering value for all stakeholders and achieving the operational and ESG milestones set out by this

partnership.”

About Aya Gold & Silver Inc.

Aya Gold & Silver Inc. is a rapidly growing, Canada-based silver producer with operations in the Kingdom

of Morocco.

The only TSX-listed pure silver mining company, Aya operates the high-grade Zgounder Silver Mine and

is exploring its properties along the prospective Sout h-Atlas Fault, several of which have hosted past -

producing mines and historical resources. Aya’s Moroccan mining assets are complemented by its Tijirit

Gold Project in Mauritania, which is being advanced to feasibility.

Aya’s management team has been focused on maximizing shareholder value by anchoring sustainability

at the heart of its operations, governance, and financial growth plans.

For additional information, please visit Aya’s website at www.ayagoldsilver.com or contact:

Benoit La Salle, FCPA FCA

President & CEO

[email protected]

Alex Ball

VP, Corporate Development & IR

[email protected]

Forward-Looking Statements

This press release contains certain statements that constitute forward -looking information within the

meaning of applicable securities laws (“forward -looking statements”), which reflects management's

expectations regarding Aya’s future growth and business prospects (including the timing and

development of new deposits and the success of exploration activities) and other opportunities. Wherever

possible, words such as “plans”, “expects”, “objective”, “significant”, “deliver”, “plan”, “scheduled”,

“believe”, “intend”, “ability to” and similar expressions or statements that certain actions, events or results

“may”, “could”, “would”, “might”, “will”, or are “likely” to be taken, occur or be achieved, have been used

to identify such forward -looking information. S pecific forward-looking statements in this press release

include, but are not limited to, statements and information with respect to the exploration and

development potential of Zgounder and the conversion of Inferred Mineral Resources into Measured and

Indicated Mineral Resources, future opportunities for enhancing development at Zgounder, and timing

for the release of the Company's disclosure in connection with the foregoing. Although the forward-looking

information contained in this press release reflect management's current beliefs based upon information

currently available to management and based upon what management believes to be reasonable

assumptions, Aya cannot be certain that actual results will be consistent with such forward -looking

information. Such forward-looking statements are based upon assumptions, opinions and analysis made

by management in light of its experience, current conditions, and its expectations of future developments

that management believe to be reasonable and relevant but that may prove to be incorrect. These

assumptions include, among other things, the closing and timing of financing, the ability to obtain any

requisite governmental approvals, the presence of artisanal miners, obtaining regulatory permits for on

site work, importing goods and machinery and employment permits, the accuracy of Mineral Reserve and

Mineral Resource Estimates (including, but not limited to, ore tonnage and ore grade estimates), the price

of silver, the price of gold, exchange rates, fuel and energy costs, future economic conditions, anticipated

future estimates of free cash flow, and courses of action. Aya cautions you not to place undue reliance

upon any such forward-looking statements.

The risks and uncertainties that may affect forward -looking st atements include, among others: the

inherent risks involved in exploration and development of mineral properties, including government

approvals and permitting, changes in economic conditions, changes in the worldwide price of silver gold

and other key inp uts, changes in mine plans (including, but not limited to, throughput and recoveries

being affected by metallurgical characteristics) and other factors, such as project execution delays, many

of which are beyond the control of Aya, as well as other risks a nd uncertainties which are more fully

described in Aya's 2021 Annual Information Form dated June 16, 2022, and in other filings of Aya with

securities and regulatory authorities which are available on SEDAR at www.sedar.com. Aya does not

undertake any obligation to update forward -looking statements should assumptions related to these

plans, estimates, projections, beliefs, and opinions change. Nothing in this document should be construed

as either an offer to sell or a solic itation to buy or sell Aya securities. All references to Aya include its

subsidiaries unless the context requires otherwise.